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Stellar Properties

Stellar Properties blog

With the advancement of technology, you can now easily find your dream house, learn about real estate terminology and do a neighborhood research with the use your mobile phone.

Gone were the days where mobile phones are simply used for calling and texting. Now, you can take advantage of the word smart in your smart phone and allow it to do the work for you.

In an attempt to supercharge your house hunt, we have rounded up some of the best apps that will surely make your home buying quest a lot easier and savvier.



This app is known for providing users the projected market value for almost every home in the United States – Zestimates.

Zillow calculates the zestimates through the use of a special algorithm by comparing the square footage of a certain property to those that were recently sold nearby. With the use of your phone’s GPS, this app will give you a zestimate of the properties near your location or the area that you have selected. It can also provide you details about the properties that are for sale or for rent.

Giving you access to more than 3 million listings, this app will help you find properties that are for sale or for rent near your location, highlight areas of town to search and find upcoming open houses. gives you the chance to view properties either on a map or as a list.



If you want to learn more about a certain neighborhood, this app can help you with that. Here, you’ll be given virtual tour of any neighborhood you choose, around the world. Through this app, you’ll learn about the history, culture and you’ll even be provided with a list of companies and landmarks within the area.

Crime Stats

If you are relocating to a new city and you wish to look at the crime statistics, then this app is for you. Using the FBI data, you’ll have access to statistics on several property and violent crimes. You can also compare those stats to other cities and the national average.

As a first-time homebuyer, you may be relying on your family and friends for advice regarding the home buying process. Unfortunately these advices may perpetuate some of the most common home buying myths. Given that this will be the biggest single purchase you’ll make in your life, you might want to make sure that you get it right.

Buying is better than renting

This is only true if you are planning to stay in that house for a very long time. This is to make sure that you ride out any dips in the real estate market. Ideally, it will take about 5 to 7 years just to break even with the cost of buying, owning and selling a property. In some cases, it may take longer.

So, if you are not sure if you can keep the house for that long and is still undecided about your future plans, you might want to postpone your plans of buying a home.

You need a perfect credit score

Your credit score may have an impact on the mortgage loan approval process, but it does not necessarily mean that you need a perfect credit score in order to secure an approval for a mortgage loan. But the higher your credit score is, the more likely you will find a mortgage with favorable interest rates.

Always choose a lender with the lowest interest rate

Cost is always a factor in any purchase. But when it comes to choosing a mortgage lender, you don’t have to base solely on the interest rate. Instead, you also have to consider the reliability and the reputation of the lending company. Also, you’ll want to work with a lender that you can work well with. So, it would be best to ask your real estate agent or family and friends for referrals.

You can get the most out of your money in the suburbs

A lot of people believe that they get the most out of their money by buying homes in the suburbs. Sure enough, most of these houses are brand new too. However, what they have failed to realize is that the hidden cost of the suburban life can break them.

Since you’ll be farther from your office, school and family, you’ll be spending more on transportation. The money that you have saved from buying a low-cost housing in the suburbs can be wiped out by high transportation cost.


Searching for your dream house could be an exciting and trying experience. Streamlining the house-hunting process and setting your priorities can help you breathe easier knowing that you are in control of things. This house will be the most important purchase you’ll ever make in your life. So, take a few deep breaths and make sure you have a plan before diving in.

Once you have become pre-qualified for a loan, you’ll have to put your house-hunting efforts into full gear. However, before searching for the perfect house, you might want to consider checking out the neighborhood first and foremost. This is important as the neighborhood that you’ll be living in may affect your way of life.

One way of getting started in your neighborhood search is by getting in your car and exploring the area. This is especially beneficial if you are unfamiliar with the place. Drive around and see which areas appeal to you. Also, feel free to walk around and talk to some of the residents.

In order to get the most out of your neighborhood search, here are some of the factors you might want to consider.

The school district

 If you don’t have school-aged children, this doesn’t mean that you should dismiss the idea of buying a house in a school district. Buying a house with good schools around would be your best interest. It may not benefit you now, but this would definitely work to your advantage once you decide to sell the house. Mind you, home buyers with school-aged children will most likely consider buying a house within the school district.

Crime statistics

No one would be interested to live in a neighborhood where burglary and break-ins are the norm. Some websites may provide you with crime statistics and other pertinent information to your search. When researching about a certain neighborhood, you should first determine the area you’re interested in.

The suburbs may have lower crime rates but this area may be a bit farther from work. Cities, on the other hand, may present a higher crime statistics but they have other qualities that most home buyer may find appealing like convenience, accessibility and cultural activities.

When you have a family to think of, a home is not only considered as an investment. More than the number of rooms or the size of the house, what matters most is the community that you’ll be living in. 

Sales Prices Are Taking Off In Boulder County!  

In December 2013 the Daily Camera published an article titled, "Luxury Home Sales Boom in Boulder County", by Alicia Wallace. This article sheds more light on why the average sales prices and median sales prices are taking off in Boulder County. The article describes that the $2 million+ market has more than doubled in 2013 compared to 2012. In fact, the number of sales in this price range exceeds every year for the last decade including 2007, the year before the recession.

Some of the key reasons for the increase are:


  • The economy has improved significantly, and the "significantly wealthy" economic class portfolios are performing exceptionally well.
  • As Lou Barnes of the Premier Mortgage Group states in the article, "There's a clear migration of money from the stock market to the housing market."
  • Since company executives can work seamlessly in remote locations, many of these executives choose to live in Boulder no matter where their headquarters is located.
  • Jumbo loan lending has become easier and more prevalent. 

The link to the article can be found here.

If you are thinking of buying or selling a home I would be happy to speak to you about current trends, help you value your home, or just answer any questions you might have. Give me a call!



New Listing: 665 Manhattan Drive, #10, Boulder, CO 80303

This 2 bedroom, 2 bathroom, 880 SqFt. condo has a lot of potential and is priced accordingly. This unit had minimal flood damage compared to other garden level units in the complex. Flood damage has been remediated, but the condo is being sold "as is" in order to allow for buyer to personalize with own updates. HOA has recently upgraded baseboard heating system with 95% efficient system. Dues cover heat/water/trash. Large covered private patio provides great shade and very functional outdoor space. Near pool & storage unit.

If you, or anyone you know is looking for a starter home or investment, please pass this along. We are happy to answer any questions you may have!

For more information on this property click here or contact Tony at 303.442.2448.




Homebuyers may have enjoyed record low mortgage rates over the past year, but they were paying a pretty penny when it came time to close the deal.
Open House July 27 from 12-3 at 

107 Eagle Canyon CirLyons, CO 80540

Stunning views permeate the living spaces. Immaculate ranch accented with sharp interior designer touches throughout, including custom window coverings. Enchanting backyard framed by majestic red rock formations & highlighted by professional custom landscaping & lighting, gas fireplace, stamped concrete patio. Walkout basement provides unique indoor/outdoor living space. Special home - show to your most discriminating buyers. One of the premier neighborhoods in Lyons. Rental option available.


A few decades ago, it was almost impossible for single women to take out a mortgage. Now, single women have become a dominant force in the housing market—their share is second only to married couples and twice that of single men.

In recent years, single women have made up between 16 and 22 percent of homebuyers. A 2012 survey showed that a place to all their own was more of a big deal for women than it was for men. A  2009 National Association of Realtors (NAR) profile went into more detail. Nearly half of single female buyers purchase a home because they have a desire to own a home. The second most cited reason for single female buyers in choosing to purchase a home is a change in family situation—13 percent of single female buyers purchased for this reason, compared to 9 percent of all buyers.

Here are a few more interesting facts about women home buyers, courtesy of NAR:

  • Twenty percent of recent home buyers were single females, and 10 percent were single males.
  • More women (15.5 million) than men (11.8 million) lived alone. Among these, women were more likely than men to own their homes (56% vs. 47%).
  • About one-quarter of the nation's nearly eight million single mothers spend more than half of their incomes on housing, compared with one-tenth of households headed by single fathers.
  • Over the time period of 1994-2002, the number of unmarried females owning homes climbed from 13.9 million to 17.5 million.

At Stellar Properties, we stay on top of the data in order to serve you better. We aim to help our clients find exactly what they need—whether it's their first home, an investment, or a qualified buyer. We'll give you periodic market highlights, cover the current trends, and let you the best opportunities in Boulder County.